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Understanding Your Needs

 

Our clients' needs vary. We help mid-career professionals develop financial plans to accumulate wealth in a responsible manner. We also work with those who are near or at retirement and need help understanding if they have enough money to live on when not receiving a steady paycheck, or how best to drawdown on assets they have spent a lifetime accumulating.

Accumulation Phase

  • Help parents of young children develop thoughtful college savings plans
  • Build the foundation of retirement plans which are responsible and strategic
  • Think through strategies for a down payment on a home
  • Assess workplace retirement-plan benefits and make recommendations
  • Educate on the need for insurance to protect loved ones
  • Develop creative and flexible savings and investment plans to live life now and not just when retired

 

 

Drawdown Phase

  • Determine when to take social security benefits
  • Calculate how much healthcare will cost during retirement
  • Communicate clearly on how much one can spend during retirement
  • Advise on how to distribute your savings in a responsible, tax-efficient manner
  • Think through how best to help children, grandchildren, or other loved ones through considerate estate planning
  • Develop a philanthropic strategy

 

 

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Creating a Plan

 

The best financial plans are written in sand, not stone. With an understanding that circumstances can change quickly, we will develop a financial plan which takes into account the curveballs life will inevitably throw your way.

Our most sincere desire is that you feel confident about your financial future and have a clear understanding of what needs to be undertaken to achieve your goals. We will be as transparent as possible regarding your financial situation so that you have a solid grasp on how you are doing financially. 

 

 

 

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Keeping Our Focus on You

 

The best financial plans are simple and easy to understand. We aspire to reduce the stress money often causes so that you can spend your limited free time focusing on what really matters: family, work, and other passions. We are proactive in our outreach and will make sure that you are implementing agreed upon steps to improve your financial life. And you should feel free to reach out to us whenever you have questions or concerns regarding your investments. We are here to support and guide you as your financial life evolves.