We believe that every relationship is different and our goal is to work together in a way that meets your needs. At Clearfront, we focus on what we do best – help manage your investments and keep you on track.
We customize portfolios based on your individual goals, risk tolerance and cash flow needs. Our focus is not about beating a benchmark but making sure that your investments are capable of bringing you closer to your goals.
- Asset allocation
- Tax efficiency
- Risk management
- Tax loss harvesting
It’s difficult to know where you’re going without a roadmap. At Clearfront, financial planning is goal tracking, a way to evaluate progress and determine when course correction is necessary.
- Retirement planning
- Education planning
- Asset management and allocation advice on 401(k)s
- Asset aggregation technology
- Coordination with existing attorney and CPA
- Estate planning
- Life/health/disability insurance
- Workplace benefits and deferred compensation review
- Charitable giving
- Stock option planning analysis
Corporate Retirement Plans
Whether you’re a startup or an established firm, designing and selecting the most advantageous retirement plan services, for you and your employees, is a complex process. We navigate the multitude of options to create a customized retirement plan that suits your company’s needs.
- Evaluation of current retirement plan/plan design services
- Coordination with third party administrators
- Investment sourcing and allocation
- Enrollment and ongoing education for plan participants
A donor-advised fund, or DAF, is an charitable investment account that provides a simple way to manage one's philanthropic giving. The money contributed to a DAF becomes an irrevocable transfer to a public charity responsible for administering the funds on the donor's behalf. As a grant advisor, the donor can then direct grants from the DAF to other public charities and provide additional benefits:
- On the date of contribution, the donor receives an income tax deduction equal to the shares’ fair market value.
- Once contributed, the shares can be sold without incurring capital gains tax
- DAFs are typically easier and less expensive to establish and maintain than other concentrated stock strategies.
- The donor may have the funds professionally managed by his or her financial advisor.
- Successor grant advisors can be named to the DAF to continue recommending grants after the donor passes away.